Cancer Indemnity Insurance
Although major medical insurance addresses the costs of cancer treatments, deductibles and co-payments present additional challenges. Through Aflac, the diocese offers Voluntary Cancer Indemnity Insurance for Employees and Dependents. The policy assists with out-of-pocket expenses that are not covered by major medical insurance for travel, food, lodging, long-distance calls, child care, and household help. The program pays cash benefits directly to the insured.
Schedule of Benefits
The insured receives cash benefits based on a schedule. Please refer to the Aflac policy for details. Benefits are paid for covered persons who receive physician-prescribed treatments approved by the National Cancer Institute or the Food and Drug Administration for cancer, or an associated cancerous condition, as applicable.
Benefits for Direct Non-Surgical Treatments
> initial treatment
> injected chemotherapy
> radiation therapy
> experimental treatment
Benefits for Indirect or Additional Therapy
> immunotherapy
> anti-nausea
> stem cell transplantation
> bone marrow transplantation
> blood and plasma
Surgical Treatment Benefits
> surgical or anesthesia
> skin cancer
> hospital confinement
> outpatient hospital surgical room charge
Continuing Care Benefits
> extended-care facility
> home health care
> hospice care
> nursing services
> surgical prosthesis
> prosthesis
> nonsurgical reconstructive surgery
Transportation and Lodging Benefits
> ambulance
> transportation
> lodging 
For further information, please contact Barbara O'Neil, at (913) 322-1473, or (816) 786-3585.
Voluntary Cancer Indemnity Insurance
For complete benefit information, please refer to the Highlights of Lay Employee Benefits.